Cash App Launches 'Pay Later' Feature for P2P Transfers

Primul articol: 2 apr. 2026, 15:00 | Ultima actualizare: 2 apr. 2026, 15:00 | | 1 articol

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Cash App, owned by Block (founded by Jack Dorsey), has launched a 'pay later' feature for P2P transfers, allowing users to pay for transactions in installments. This move places Cash App in direct competition with established BNPL providers like Klarna and potentially impacts services like DoorDash, where users might utilize the feature to split costs. The service charges a fee of 7.5% for installment payments.

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TechCrunch English Lucas Ropek 2 apr. 2026, 15:00 (acum 2 ore)

Cash App launches ‘pay later’ feature for P2P pay transfers

Block says that the new feature has strong built-in protections to keep users from so-called debt spirals.

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Context

Cash App

Cash App is a digital wallet for American consumers. Launched by Block, Inc., in 2013, it allows users to send, receive, and save money; access debit cards; invest in stocks and bitcoin; apply for personal loans; and file taxes. As of 2024, Cash App reports 57 million users and $283 billion in annual inflows.

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Block

Block or blocked may refer to:

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Jack Dorsey

Jack Patrick Dorsey is an American businessman, co-founder of Twitter, Inc. and CEO during 2007–2008 and 2015–2021, as well as co-founder, principal executive officer and chairman of Block, Inc. and founder of Bluesky.

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Klarna

Klarna Group plc, commonly referred to as Klarna, is a fintech company and digital bank. Founded in Sweden in 2005, it is domiciled in London and listed on the New York Stock Exchange. Klarna provides online financial services to 114 million consumers and partners with 850,000 merchants globally. Initially offering buy now, pay later services, Klarna has expanded its service offering to include interest-free payments, digital banking services and retail and marketing services for the e-commerce industry. As of 2025, it has 4 million debit and credit card clients.

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DoorDash

DoorDash este o companie americană care operează servicii de livrare de mâncare. A fost lansată în Palo Alto, California în 2013.

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Cash App Launches 'Pay Later' Feature for P2P Transfers

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Cash App launches ‘pay later’ feature for P2P pay transfers